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By virtue of being an unsecured loan, personal loans have a very high rate of interest attached to it. So one should consider taking a personal loan only if: You do not have an asset/security against which you can get a loan. For e.g. if you have an FD you can pledge, a secure loan might make more sense. You have some visibility on your cash flows and are sure that you will be able to repay the EMIs (Equated Monthly Installments) in time. Else you are bound to enter into a debt trap. There is an emergency and you need funds immediately. A personal loan can be taken because the processing time is much lesser on account of minimal documentation. Opt for personal loans only to meet your essential needs which cannot wait. It should be your last resort. Taking it for satisfying leisure needs can prove to be costly i.e. for gambling, buying a new car (a car loan is a better bet with a lower interest) etc. Before you choose your personal loan: Calculate the cheapest loan offer: These loans co...

Not many know that a bank offers home loans for either apartments or for purchase of land and building a house in it. But many of us have the habit of investing in land since it appreciates significantly with time. It is the Indian way to invest money more in Land and Gold than in other investment venues! So, how does one get a loan for buying just a plot of land as an investment? Land loans are the answer. In general most of the terms and condition of the loan and the repayment modes are very much similar to that of a home loan but there does exist, a few minuscule differences which could be left out in the fine print. Home loans can opt only when the purchase is for a house that has been constructed, or is under construction or is guaranteed to be constructed in the near future. The third condition is the tricky one where banks offer a home loan that requires the person who gets the loan to start construction of a house in the land bought with the loan amount within a particular peri...

If you are looking for an online loan then you can get it from Bharat Pe. You can get a loan of amount up to 7 lakh Rs. for all your needs from Bharat Pe. It is providing loans at a 0% processing fee and without any collateral. Enjoy lower than market interest rates, the easy application process, and quick disbursal. Bharat Pe is a uniquely ‘Indian’ payments company serving offline retailers and businesses. Bharat Pe has simplified accepting payments from 100+ mobile apps on India’s UPI network, by offering businesses a single interoperable QR sticker. The QR can be scanned by and accept payments from all prominent mobile apps such as PayTM, PhonePe, Google Pay, WhatsApp, Amazon Pay, BHIM, Mobikwik, Freecharge, and True Caller.  Ad Merchants can sign up instantly and get credit for transactions in their bank accounts the same day. Bharat Pe is solving for ease of doing business. Payments are their first product and the plan is to be the utility app for 10 Mn+ offline retailers in I...

To help blog posts  and pages gain search visibility, you need to use on-page SEO to attract search engines and help them understand, recognize, and rank your content. To help you through that process, we created an on-page SEO checklist. That way you never miss an opportunity to optimize your webpages or blog posts. What is On-Page SEO? On-page SEO is the process of optimizing individual pages of content to earn better ranks in search and drive relevant traffic. It includes tactics that help a single page rank for a primary target keyword. While on-page SEO relates to optimizing a single page of content, it is also supported by other types of SEO. On-page SEO alone may not be enough to get a page to rank. You also need an off-page and technical SEO strategy to help your overall site look more attractive to search engines if you want to get a page of content to rank. The rest of this post includes a 20-point on-page SEO checklist, plus important off-page and technical SEO tact...